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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $489,702 | $81,276+502.5% | $155,574+214.8% | $80,925+505.1% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 14.23% | 33.36%-19.1pp | 64.87%-50.6pp | 35.65%-21.4pp |
| Employer contribution / active EE | $16,152 | $3,103+420.5% | $4,676+245.4% | $2,756+486.0% |
| Participant deferral / active EE | $10,908 | $3,453+215.9% | $5,629+93.8% | $4,299+153.8% |
| Admin fee / account holder | $67,701 | $7,993+747.0% | $15,914+325.4% | $6,940+875.5% |