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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,191 | $159,934-54.9% | $147,005-50.9% | $145,959-50.5% |
| Participation rate | 72.7% | 84.0%-11.3pp | 82.2%-9.4pp | 80.3%-7.6pp |
| Annual return | 12.14% | 98.24%-86.1pp | 418.76%-406.6pp | 561.95%-549.8pp |
| Employer contribution / active EE | $3,846 | $5,287-27.3% | $4,934-22.1% | $4,661-17.5% |
| Participant deferral / active EE | $4,986 | $8,427-40.8% | $8,070-38.2% | $6,689-25.5% |
| Admin fee / account holder | $583 | $15,053-96.1% | $13,006-95.5% | $13,398-95.6% |