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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,740 | $101,618-2.8% | $93,063+6.1% | $137,256-28.1% |
| Participation rate | 100.0% | 74.9%+25.1pp | 72.1%+27.9pp | 80.0%+20.0pp |
| Annual return | 13.49% | 223.95%-210.5pp | 34.15%-20.7pp | 220.34%-206.9pp |
| Employer contribution / active EE | $11,534 | $2,707+326.1% | $2,476+365.8% | $4,156+177.5% |
| Participant deferral / active EE | $10,793 | $4,279+152.2% | $3,958+172.7% | $6,407+68.5% |
| Admin fee / account holder | $2,908 | $6,198-53.1% | $6,033-51.8% | $12,270-76.3% |