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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,676 | $45,343+25.0% | $150,298-62.3% | $67,986-16.6% |
| Participation rate | 47.5% | 51.9%-4.3pp | 77.8%-30.2pp | 57.2%-9.7pp |
| Annual return | 16.18% | 33.28%-17.1pp | 62.79%-46.6pp | 31.67%-15.5pp |
| Employer contribution / active EE | $1,076 | $1,462-26.4% | $4,154-74.1% | $2,019-46.7% |
| Participant deferral / active EE | $3,334 | $2,055+62.3% | $5,453-38.8% | $3,358-0.7% |
| Admin fee / account holder | $11,016 | $2,250+389.6% | $14,116-22.0% | $3,203+243.9% |