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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,349 | $55,446-7.4% | $155,574-67.0% | $74,429-31.0% |
| Participation rate | 48.6% | 61.9%-13.3pp | 78.2%-29.6pp | 67.2%-18.6pp |
| Annual return | 11.58% | 269.20%-257.6pp | 64.87%-53.3pp | 1368.38%-1356.8pp |
| Employer contribution / active EE | $976 | $2,266-56.9% | $4,676-79.1% | $2,625-62.8% |
| Participant deferral / active EE | $2,869 | $2,836+1.2% | $5,629-49.0% | $4,348-34.0% |
| Admin fee / account holder | $2,853 | $1,743+63.7% | $15,914-82.1% | $1,944+46.7% |