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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,186 | $88,710-22.0% | $81,783-15.4% | $145,959-52.6% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 7.25% | 1027.26%-1020.0pp | 775.05%-767.8pp | 561.95%-554.7pp |
| Employer contribution / active EE | $2,474 | $3,083-19.8% | $2,913-15.1% | $4,661-46.9% |
| Participant deferral / active EE | $6,419 | $4,645+38.2% | $4,320+48.6% | $6,689-4.0% |
| Admin fee / account holder | $3,988 | $8,407-52.6% | $7,380-46.0% | $13,398-70.2% |