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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,186 | $88,815-22.1% | $81,882-15.5% | $145,897-52.6% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 7.25% | 1033.75%-1026.5pp | 779.47%-772.2pp | 552.29%-545.0pp |
| Employer contribution / active EE | $2,474 | $3,086-19.8% | $2,916-15.2% | $4,663-46.9% |
| Participant deferral / active EE | $6,419 | $4,647+38.1% | $4,323+48.5% | $6,689-4.0% |
| Admin fee / account holder | $3,988 | $8,434-52.7% | $7,360-45.8% | $13,390-70.2% |