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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,243 | $147,556-45.6% | $129,031-37.8% | $198,609-59.6% |
| Participation rate | 87.5% | 77.2%+10.3pp | 73.4%+14.1pp | 82.4%+5.1pp |
| Annual return | 16.00% | 37.41%-21.4pp | 34.67%-18.7pp | 202.70%-186.7pp |
| Employer contribution / active EE | $11,185 | $3,645+206.9% | $3,226+246.7% | $5,055+121.3% |
| Participant deferral / active EE | $0 | $5,760-100.0% | $5,217-100.0% | $6,977-100.0% |
| Admin fee / account holder | $823 | $15,467-94.7% | $13,208-93.8% | $19,030-95.7% |