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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,243 | $108,882-26.3% | $96,754-17.1% | $154,746-48.1% |
| Participation rate | 87.5% | 75.1%+12.4pp | 70.3%+17.2pp | 80.7%+6.8pp |
| Annual return | 16.00% | 98.39%-82.4pp | 82.04%-66.0pp | 172.34%-156.3pp |
| Employer contribution / active EE | $11,185 | $3,018+270.6% | $2,679+317.5% | $4,379+155.4% |
| Participant deferral / active EE | $0 | $5,323-100.0% | $4,758-100.0% | $6,730-100.0% |
| Admin fee / account holder | $823 | $10,200-91.9% | $8,905-90.8% | $14,365-94.3% |