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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,395 | $45,566+135.7% | $64,105+67.5% | $59,633+80.1% |
| Participation rate | 53.3% | 60.2%-6.8pp | 68.2%-14.8pp | 68.7%-15.3pp |
| Annual return | 2.49% | 4.95%-2.5pp | 791.24%-788.8pp | 2041.45%-2039.0pp |
| Employer contribution / active EE | $0 | $934-100.0% | $1,820-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $5,049 | $2,057+145.5% | $2,822+79.0% | $3,192+58.2% |
| Admin fee / account holder | $29,586 | $3,268+805.5% | $4,499+557.6% | $4,297+588.5% |