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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,896 | $180,749+16.7% | $160,784+31.2% | $137,256+53.7% |
| Participation rate | 83.3% | 80.0%+3.4pp | 77.0%+6.4pp | 80.0%+3.4pp |
| Annual return | 10.33% | 2234.46%-2224.1pp | 1803.92%-1793.6pp | 220.34%-210.0pp |
| Employer contribution / active EE | $1,573 | $4,155-62.1% | $3,733-57.9% | $4,156-62.1% |
| Participant deferral / active EE | $12,567 | $6,844+83.6% | $6,293+99.7% | $6,407+96.1% |
| Admin fee / account holder | $6,738 | $10,397-35.2% | $9,717-30.7% | $12,270-45.1% |