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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,884 | $154,228-22.3% | $145,433-17.6% | $137,256-12.7% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 18.68% | 74.59%-55.9pp | 66.58%-47.9pp | 220.34%-201.7pp |
| Employer contribution / active EE | $3,683 | $4,804-23.3% | $4,554-19.1% | $4,156-11.4% |
| Participant deferral / active EE | $4,397 | $8,216-46.5% | $7,897-44.3% | $6,407-31.4% |
| Admin fee / account holder | $1,021 | $14,344-92.9% | $13,129-92.2% | $12,270-91.7% |