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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,632 | $55,930+230.1% | $76,089+142.7% | $80,925+128.2% |
| Participation rate | 73.3% | 62.1%+11.3pp | 69.1%+4.2pp | 67.7%+5.7pp |
| Annual return | 9.32% | 20.58%-11.3pp | 360.94%-351.6pp | 35.65%-26.3pp |
| Employer contribution / active EE | $5,964 | $1,866+219.6% | $2,690+121.7% | $2,756+116.4% |
| Participant deferral / active EE | $6,347 | $3,051+108.1% | $4,259+49.0% | $4,299+47.7% |
| Admin fee / account holder | $7,377 | $5,241+40.8% | $6,418+14.9% | $6,940+6.3% |