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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,632 | $55,889+230.4% | $76,119+142.6% | $80,935+128.1% |
| Participation rate | 73.3% | 62.1%+11.3pp | 69.1%+4.3pp | 67.7%+5.7pp |
| Annual return | 9.32% | 20.58%-11.3pp | 361.25%-351.9pp | 35.66%-26.3pp |
| Employer contribution / active EE | $5,964 | $1,866+219.6% | $2,693+121.5% | $2,757+116.3% |
| Participant deferral / active EE | $6,347 | $3,051+108.0% | $4,259+49.0% | $4,299+47.6% |
| Admin fee / account holder | $7,377 | $5,241+40.7% | $6,421+14.9% | $6,924+6.5% |