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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $313,201 | $154,228+103.1% | $145,433+115.4% | $137,256+128.2% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 21.16% | 74.59%-53.4pp | 66.58%-45.4pp | 220.34%-199.2pp |
| Employer contribution / active EE | $4,820 | $4,804+0.3% | $4,554+5.8% | $4,156+16.0% |
| Participant deferral / active EE | $19,430 | $8,216+136.5% | $7,897+146.0% | $6,407+203.3% |
| Admin fee / account holder | $67,544 | $14,344+370.9% | $13,129+414.5% | $12,270+450.5% |