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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $313,201 | $162,136+93.2% | $152,301+105.6% | $154,746+102.4% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 21.16% | 91.02%-69.9pp | 80.50%-59.3pp | 172.34%-151.2pp |
| Employer contribution / active EE | $4,820 | $4,890-1.4% | $4,624+4.2% | $4,379+10.1% |
| Participant deferral / active EE | $19,430 | $8,341+132.9% | $8,004+142.8% | $6,730+188.7% |
| Admin fee / account holder | $67,544 | $15,759+328.6% | $14,398+369.1% | $14,365+370.2% |