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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,540 | $80,812-64.7% | $160,784-82.2% | $82,448-65.4% |
| Participation rate | 82.1% | 66.2%+15.9pp | 77.0%+5.2pp | 68.1%+14.1pp |
| Annual return | 18.74% | 100.59%-81.8pp | 1803.92%-1785.2pp | 41.64%-22.9pp |
| Employer contribution / active EE | $2,473 | $2,174+13.8% | $3,733-33.7% | $2,551-3.0% |
| Participant deferral / active EE | $3,222 | $4,335-25.7% | $6,293-48.8% | $4,139-22.2% |
| Admin fee / account holder | $453 | $7,695-94.1% | $9,717-95.3% | $7,234-93.7% |