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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,474 | $107,733+1.6% | $92,985+17.7% | $154,746-29.3% |
| Participation rate | 85.7% | 74.6%+11.2pp | 69.5%+16.2pp | 80.7%+5.0pp |
| Annual return | 13.94% | 30.39%-16.5pp | 27.99%-14.0pp | 172.34%-158.4pp |
| Employer contribution / active EE | $0 | $3,126-100.0% | $2,662-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $4,818 | $5,053-4.7% | $4,377+10.1% | $6,730-28.4% |
| Admin fee / account holder | $5,036 | $11,369-55.7% | $9,463-46.8% | $14,365-64.9% |