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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,474 | $123,000-11.0% | $105,582+3.7% | $198,609-44.9% |
| Participation rate | 85.7% | 76.8%+9.0pp | 71.8%+13.9pp | 82.4%+3.3pp |
| Annual return | 13.94% | 18.31%-4.4pp | 18.61%-4.7pp | 202.70%-188.8pp |
| Employer contribution / active EE | $0 | $3,582-100.0% | $2,984-100.0% | $5,055-100.0% |
| Participant deferral / active EE | $4,818 | $5,013-3.9% | $4,353+10.7% | $6,977-30.9% |
| Admin fee / account holder | $5,036 | $16,254-69.0% | $12,856-60.8% | $19,030-73.5% |