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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,458 | $111,878-60.3% | $93,727-52.6% | $145,897-69.5% |
| Participation rate | 37.5% | 74.2%-36.7pp | 68.7%-31.2pp | 80.3%-42.8pp |
| Annual return | 13.11% | 204.28%-191.2pp | 133.83%-120.7pp | 552.29%-539.2pp |
| Employer contribution / active EE | $1,123 | $3,092-63.7% | $2,421-53.6% | $4,663-75.9% |
| Participant deferral / active EE | $1,535 | $4,920-68.8% | $4,417-65.3% | $6,689-77.1% |
| Admin fee / account holder | $106 | $10,256-99.0% | $8,292-98.7% | $13,390-99.2% |