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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,618 | $160,028-17.1% | $147,080-9.8% | $145,884-9.1% |
| Participation rate | 66.7% | 84.0%-17.4pp | 82.2%-15.5pp | 80.3%-13.6pp |
| Annual return | 20.84% | 98.60%-77.8pp | 420.17%-399.3pp | 551.85%-531.0pp |
| Employer contribution / active EE | $2,286 | $5,286-56.7% | $4,933-53.7% | $4,662-51.0% |
| Participant deferral / active EE | $3,429 | $8,422-59.3% | $8,066-57.5% | $6,690-48.7% |
| Admin fee / account holder | $1,197 | $15,030-92.0% | $12,989-90.8% | $13,392-91.1% |