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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,566 | $86,922-7.3% | $102,438-21.4% | $80,874-0.4% |
| Participation rate | 97.4% | 72.4%+25.1pp | 76.5%+20.9pp | 67.6%+29.8pp |
| Annual return | 12.92% | 18.90%-6.0pp | 29.37%-16.5pp | 35.62%-22.7pp |
| Employer contribution / active EE | $573 | $2,369-75.8% | $3,024-81.1% | $2,756-79.2% |
| Participant deferral / active EE | $3,682 | $4,119-10.6% | $5,054-27.1% | $4,297-14.3% |
| Admin fee / account holder | $3,998 | $8,050-50.3% | $9,448-57.7% | $6,935-42.3% |