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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $610,064 | $106,864+470.9% | $147,318+314.1% | $82,637+638.2% |
| Participation rate | 84.2% | 75.5%+8.7pp | 82.1%+2.1pp | 68.1%+16.2pp |
| Annual return | 15.98% | 27.49%-11.5pp | 70.43%-54.5pp | 53.51%-37.5pp |
| Employer contribution / active EE | $3,509 | $3,417+2.7% | $4,593-23.6% | $2,552+37.5% |
| Participant deferral / active EE | $16,977 | $6,496+161.4% | $7,906+114.7% | $4,126+311.4% |
| Admin fee / account holder | $2,287 | $8,415-72.8% | $13,708-83.3% | $7,339-68.8% |