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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $496,401 | $102,385+384.8% | $147,080+237.5% | $80,935+513.3% |
| Participation rate | 88.2% | 75.9%+12.4pp | 82.2%+6.1pp | 67.7%+20.6pp |
| Annual return | 6.93% | 135.09%-128.2pp | 420.17%-413.2pp | 35.66%-28.7pp |
| Employer contribution / active EE | $4,878 | $3,717+31.3% | $4,933-1.1% | $2,757+77.0% |
| Participant deferral / active EE | $16,885 | $6,651+153.9% | $8,066+109.3% | $4,299+292.7% |
| Admin fee / account holder | $5,870 | $7,951-26.2% | $12,989-54.8% | $6,924-15.2% |