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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $335,370 | $172,111+94.9% | $150,298+123.1% | $137,256+144.3% |
| Participation rate | 90.9% | 81.7%+9.2pp | 77.8%+13.1pp | 80.0%+10.9pp |
| Annual return | 16.84% | 69.37%-52.5pp | 62.79%-45.9pp | 220.34%-203.5pp |
| Employer contribution / active EE | $4,835 | $4,636+4.3% | $4,154+16.4% | $4,156+16.3% |
| Participant deferral / active EE | $3,190 | $6,166-48.3% | $5,453-41.5% | $6,407-50.2% |
| Admin fee / account holder | $2,916 | $16,471-82.3% | $14,116-79.3% | $12,270-76.2% |