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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $305,946 | $183,539+66.7% | $155,556+96.7% | $145,897+109.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 13.28% | 61.31%-48.0pp | 64.84%-51.6pp | 552.29%-539.0pp |
| Employer contribution / active EE | -$3,158 | $5,315-159.4% | $4,675-167.5% | $4,663-167.7% |
| Participant deferral / active EE | $5,088 | $6,467-21.3% | $5,631-9.6% | $6,689-23.9% |
| Admin fee / account holder | $18,993 | $19,275-1.5% | $15,885+19.6% | $13,390+41.8% |