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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,696 | $77,814-0.2% | $158,223-50.9% | $86,983-10.7% |
| Participation rate | 55.8% | 68.4%-12.6pp | 79.2%-23.4pp | 69.5%-13.7pp |
| Annual return | 16.17% | 30.54%-14.4pp | 52.09%-35.9pp | 25.83%-9.7pp |
| Employer contribution / active EE | $289 | $2,592-88.9% | $4,109-93.0% | $2,584-88.8% |
| Participant deferral / active EE | $3,025 | $3,270-7.5% | $5,467-44.7% | $4,194-27.9% |
| Admin fee / account holder | $185 | $5,879-96.9% | $16,047-98.8% | $7,856-97.7% |