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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $562,260 | $160,040+251.3% | $147,096+282.2% | $145,877+285.4% |
| Participation rate | 87.5% | 84.0%+3.5pp | 82.2%+5.3pp | 80.3%+7.2pp |
| Annual return | 19.86% | 98.49%-78.6pp | 419.75%-399.9pp | 551.28%-531.4pp |
| Employer contribution / active EE | $0 | $5,289-100.0% | $4,936-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $9,947 | $8,429+18.0% | $8,071+23.2% | $6,691+48.7% |
| Admin fee / account holder | $2,309 | $15,050-84.7% | $13,005-82.2% | $13,402-82.8% |