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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,839 | $227,291-58.7% | $214,702-56.3% | $155,188-39.5% |
| Participation rate | 83.3% | 88.0%-4.6pp | 87.5%-4.1pp | 80.8%+2.5pp |
| Annual return | 8.91% | 60.08%-51.2pp | 54.55%-45.6pp | 148.84%-139.9pp |
| Employer contribution / active EE | $1,009 | $6,772-85.1% | $6,461-84.4% | $4,248-76.2% |
| Participant deferral / active EE | $3,924 | $9,582-59.0% | $9,147-57.1% | $6,531-39.9% |
| Admin fee / account holder | $1,146 | $20,413-94.4% | $19,830-94.2% | $14,480-92.1% |