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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,839 | $212,386-55.8% | $199,883-53.1% | $138,895-32.4% |
| Participation rate | 83.3% | 87.4%-4.0pp | 86.8%-3.4pp | 79.9%+3.4pp |
| Annual return | 8.91% | 47.75%-38.8pp | 43.81%-34.9pp | 145.39%-136.5pp |
| Employer contribution / active EE | $1,009 | $6,625-84.8% | $6,261-83.9% | $4,194-75.9% |
| Participant deferral / active EE | $3,924 | $9,617-59.2% | $9,138-57.1% | $6,396-38.7% |
| Admin fee / account holder | $1,146 | $18,233-93.7% | $17,268-93.4% | $12,562-90.9% |