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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,749 | $108,882-62.6% | $96,754-57.9% | $154,746-73.7% |
| Participation rate | 63.6% | 75.1%-11.4pp | 70.3%-6.6pp | 80.7%-17.1pp |
| Annual return | 13.44% | 98.39%-85.0pp | 82.04%-68.6pp | 172.34%-158.9pp |
| Employer contribution / active EE | $0 | $3,018-100.0% | $2,679-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $3,880 | $5,323-27.1% | $4,758-18.4% | $6,730-42.3% |
| Admin fee / account holder | $4,185 | $10,200-59.0% | $8,905-53.0% | $14,365-70.9% |