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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,320 | $138,312-15.9% | $122,979-5.4% | $155,188-25.0% |
| Participation rate | 100.0% | 80.2%+19.8pp | 77.2%+22.8pp | 80.8%+19.2pp |
| Annual return | 5.00% | 22.06%-17.1pp | 20.12%-15.1pp | 148.84%-143.8pp |
| Employer contribution / active EE | $1,620 | $3,530-54.1% | $3,062-47.1% | $4,248-61.9% |
| Participant deferral / active EE | $1,615 | $5,592-71.1% | $5,003-67.7% | $6,531-75.3% |
| Admin fee / account holder | $833 | $15,089-94.5% | $12,864-93.5% | $14,480-94.2% |