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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,758 | $81,504-26.7% | $102,437-41.7% | $80,959-26.2% |
| Participation rate | 86.1% | 66.9%+19.3pp | 74.5%+11.6pp | 67.7%+18.4pp |
| Annual return | 13.48% | 25.60%-12.1pp | 24.95%-11.5pp | 35.67%-22.2pp |
| Employer contribution / active EE | $2,720 | $3,104-12.4% | $3,871-29.7% | $2,757-1.4% |
| Participant deferral / active EE | $3,061 | $3,871-20.9% | $5,060-39.5% | $4,300-28.8% |
| Admin fee / account holder | $3,000 | $6,719-55.3% | $8,388-64.2% | $6,925-56.7% |