Retirement plan

COUNTRY MONTESSORI SCHOOL 401(K) PLAN

Name: COUNTRY MONTESSORI SCHOOL - COUNTRY MONTESSORI SCHOOL 401(K) PLAN (2025) Form 5500
Creator: COUNTRY MONTESSORI SCHOOL
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, COUNTRY MONTESSORI SCHOOL 401(K) PLAN, COUNTRY MONTESSORI SCHOOL

COUNTRY MONTESSORI SCHOOLEIN 33-0363869Plan #001PY 2025

12642 MONTE VISTA ROAD - POWAY, CA 92064858-673-1756countrymontessori.orgLinkedIn11-50 employeesprimary/secondary education

Prospect flagsLow participation

How to read this page

Total assets (EOY)

$872K

+21.5% from 2024

Total participants

+6.5% from 2024

Average account balance

$34,890

+6.9% from 2024

Annual return

9.97%

+1.27 pp from 2024

Benchmarks

See 1,950 peers

Peer group

Industry61 - Educational Services

Plan typeDefined contribution

Participants<25

Cohort1,950 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$872K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$35K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

113.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$85K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+9.97%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$262

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E3D2G2J2F2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.

Expense breakdown

Schedule H Part II

Admin total

$7K

$298 / participant

Other / not subdivided$7K100.0%

% of EOY assets

0.751%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$34,890

$96,123-63.7%

$77,361-54.9%

$198,609-82.4%

Participation rate

63.6%

81.1%-17.5pp

75.0%-11.3pp

82.4%-18.7pp

Annual return

9.97%

2054.81%-2044.8pp

1011.54%-1001.6pp

202.70%-192.7pp

Employer contribution / active EE

$3,791-100.0%

$2,990-100.0%

$5,055-100.0%

Participant deferral / active EE

$3,854

$4,975-22.5%

$3,911-1.4%

$6,977-44.8%

Admin fee / account holder

$262

$9,471-97.2%

$5,894-95.6%

$19,030-98.6%

COUNTRY MONTESSORI SCHOOL 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

COUNTRY MONTESSORI SCHOOL 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion