Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,935 | $87,225+36.4% | $158,226-24.8% | $94,015+26.5% |
| Participation rate | 47.4% | 67.9%-20.6pp | 74.8%-27.5pp | 70.8%-23.5pp |
| Annual return | 15.93% | 16.34%-0.4pp | 501.41%-485.5pp | 17.84%-1.9pp |
| Employer contribution / active EE | $177 | $2,217-92.0% | $2,986-94.1% | $2,790-93.6% |
| Participant deferral / active EE | $3,550 | $3,405+4.2% | $4,317-17.8% | $4,249-16.5% |
| Admin fee / account holder | $4,922 | $7,888-37.6% | $10,217-51.8% | $8,951-45.0% |