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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,564 | $87,132+197.9% | $105,624+145.7% | $80,959+220.6% |
| Participation rate | 92.0% | 70.4%+21.6pp | 75.3%+16.7pp | 67.7%+24.3pp |
| Annual return | 13.94% | 17.03%-3.1pp | 116.20%-102.3pp | 35.67%-21.7pp |
| Employer contribution / active EE | $3,178 | $2,397+32.6% | $3,168+0.3% | $2,757+15.3% |
| Participant deferral / active EE | $5,991 | $3,985+50.3% | $5,013+19.5% | $4,300+39.3% |
| Admin fee / account holder | $19,189 | $8,449+127.1% | $10,961+75.1% | $6,925+177.1% |