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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $359,480 | $183,516+95.9% | $155,534+131.1% | $145,884+146.4% |
| Participation rate | 70.0% | 82.7%-12.7pp | 78.2%-8.2pp | 80.3%-10.3pp |
| Annual return | 13.93% | 61.43%-47.5pp | 64.92%-51.0pp | 551.85%-537.9pp |
| Employer contribution / active EE | $7,115 | $5,315+33.9% | $4,675+52.2% | $4,662+52.6% |
| Participant deferral / active EE | $8,336 | $6,467+28.9% | $5,630+48.1% | $6,690+24.6% |
| Admin fee / account holder | $20,089 | $19,293+4.1% | $15,900+26.3% | $13,392+50.0% |