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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $359,480 | $183,627+95.8% | $155,602+131.0% | $145,978+146.3% |
| Participation rate | 70.0% | 82.7%-12.7pp | 78.2%-8.2pp | 80.3%-10.3pp |
| Annual return | 13.93% | 61.32%-47.4pp | 64.81%-50.9pp | 550.52%-536.6pp |
| Employer contribution / active EE | $7,115 | $5,316+33.8% | $4,675+52.2% | $4,662+52.6% |
| Participant deferral / active EE | $8,336 | $6,466+28.9% | $5,629+48.1% | $6,690+24.6% |
| Admin fee / account holder | $20,089 | $19,327+3.9% | $15,923+26.2% | $13,400+49.9% |