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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,092 | $174,018-97.1% | $136,833-96.3% | $198,609-97.4% |
| Participation rate | 42.9% | 65.1%-22.3pp | 59.0%-16.2pp | 82.4%-39.5pp |
| Annual return | 16.21% | 35.16%-19.0pp | 35.32%-19.1pp | 202.70%-186.5pp |
| Employer contribution / active EE | $403 | $1,571-74.3% | $1,319-69.4% | $5,055-92.0% |
| Participant deferral / active EE | $482 | $2,873-83.2% | $2,441-80.3% | $6,977-93.1% |
| Admin fee / account holder | $41 | $5,434-99.2% | $4,706-99.1% | $19,030-99.8% |