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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,341 | $47,105+23.9% | $68,368-14.7% | $67,986-14.2% |
| Participation rate | 27.7% | 51.8%-24.1pp | 73.8%-46.1pp | 57.2%-29.5pp |
| Annual return | 13.22% | 48.37%-35.2pp | 292.57%-279.4pp | 31.67%-18.4pp |
| Employer contribution / active EE | $1,090 | $1,859-41.4% | $2,649-58.9% | $2,019-46.0% |
| Participant deferral / active EE | $1,716 | $2,374-27.7% | $4,123-58.4% | $3,358-48.9% |
| Admin fee / account holder | $6,674 | $2,435+174.1% | $5,150+29.6% | $3,203+108.3% |