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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,949 | $178,174-69.2% | $156,181-64.8% | $137,256-60.0% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 13.52% | 84.19%-70.7pp | 64.87%-51.3pp | 220.34%-206.8pp |
| Employer contribution / active EE | $2,415 | $4,972-51.4% | $4,294-43.8% | $4,156-41.9% |
| Participant deferral / active EE | $3,826 | $6,888-44.5% | $6,132-37.6% | $6,407-40.3% |
| Admin fee / account holder | $3,467 | $17,404-80.1% | $14,586-76.2% | $12,270-71.7% |