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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,453 | $58,311-64.9% | $81,882-75.0% | $80,959-74.7% |
| Participation rate | 98.0% | 63.5%+34.5pp | 72.4%+25.6pp | 67.7%+30.3pp |
| Annual return | 9.18% | 41.85%-32.7pp | 779.47%-770.3pp | 35.67%-26.5pp |
| Employer contribution / active EE | $5,038 | $2,347+114.7% | $2,916+72.8% | $2,757+82.7% |
| Participant deferral / active EE | $2,996 | $3,287-8.8% | $4,323-30.7% | $4,300-30.3% |
| Admin fee / account holder | $317 | $4,752-93.3% | $7,360-95.7% | $6,925-95.4% |