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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,879 | $55,472+179.2% | $155,567-0.4% | $74,546+107.8% |
| Participation rate | 43.3% | 61.9%-18.6pp | 78.2%-34.9pp | 67.2%-23.9pp |
| Annual return | 16.56% | 268.72%-252.2pp | 64.74%-48.2pp | 1366.03%-1349.5pp |
| Employer contribution / active EE | $2,411 | $2,269+6.2% | $4,674-48.4% | $2,624-8.1% |
| Participant deferral / active EE | $5,821 | $2,838+105.1% | $5,628+3.4% | $4,347+33.9% |
| Admin fee / account holder | $1,808 | $1,743+3.8% | $15,916-88.6% | $1,944-7.0% |