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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,718 | $132,634-15.0% | $115,768-2.6% | $137,256-17.9% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.4%+25.6pp | 80.0%+20.0pp |
| Annual return | 7.86% | 160.70%-152.8pp | 100.46%-92.6pp | 220.34%-212.5pp |
| Employer contribution / active EE | $1,951 | $3,360-41.9% | $2,940-33.6% | $4,156-53.1% |
| Participant deferral / active EE | $8,710 | $5,619+55.0% | $4,917+77.1% | $6,407+35.9% |
| Admin fee / account holder | $38,235 | $15,028+154.4% | $12,439+207.4% | $12,270+211.6% |