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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,718 | $139,948-19.5% | $121,663-7.4% | $154,746-27.2% |
| Participation rate | 100.0% | 78.0%+22.0pp | 74.5%+25.5pp | 80.7%+19.3pp |
| Annual return | 7.86% | 230.52%-222.7pp | 147.54%-139.7pp | 172.34%-164.5pp |
| Employer contribution / active EE | $1,951 | $3,521-44.6% | $3,020-35.4% | $4,379-55.5% |
| Participant deferral / active EE | $8,710 | $5,629+54.7% | $4,887+78.2% | $6,730+29.4% |
| Admin fee / account holder | $38,235 | $17,321+120.7% | $14,289+167.6% | $14,365+166.2% |