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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,366 | $125,237+40.0% | $105,608+66.1% | $145,877+20.2% |
| Participation rate | 100.0% | 77.7%+22.3pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 7.25% | 225.76%-218.5pp | 116.50%-109.3pp | 551.28%-544.0pp |
| Employer contribution / active EE | $6,086 | $3,720+63.6% | $3,167+92.2% | $4,663+30.5% |
| Participant deferral / active EE | $6,370 | $5,711+11.5% | $5,010+27.2% | $6,691-4.8% |
| Admin fee / account holder | $1,963 | $17,287-88.6% | $11,028-82.2% | $13,402-85.4% |