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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,366 | $125,190+40.1% | $105,624+66.0% | $145,897+20.2% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 7.25% | 225.22%-218.0pp | 116.20%-109.0pp | 552.29%-545.0pp |
| Employer contribution / active EE | $6,086 | $3,720+63.6% | $3,168+92.1% | $4,663+30.5% |
| Participant deferral / active EE | $6,370 | $5,716+11.4% | $5,013+27.1% | $6,689-4.8% |
| Admin fee / account holder | $1,963 | $17,138-88.5% | $10,961-82.1% | $13,390-85.3% |