Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,116 | $108,825-27.3% | $156,181-49.3% | $82,448-4.0% |
| Participation rate | 64.7% | 72.4%-7.7pp | 78.8%-14.1pp | 68.1%-3.4pp |
| Annual return | 12.24% | 20.59%-8.3pp | 64.87%-52.6pp | 41.64%-29.4pp |
| Employer contribution / active EE | $549 | $2,870-80.9% | $4,294-87.2% | $2,551-78.5% |
| Participant deferral / active EE | $5,493 | $4,577+20.0% | $6,132-10.4% | $4,139+32.7% |
| Admin fee / account holder | $985 | $9,341-89.5% | $14,586-93.2% | $7,234-86.4% |