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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,538 | $81,487-62.5% | $102,412-70.2% | $80,935-62.3% |
| Participation rate | 85.3% | 66.8%+18.5pp | 74.5%+10.8pp | 67.7%+17.6pp |
| Annual return | 15.81% | 25.60%-9.8pp | 24.94%-9.1pp | 35.66%-19.8pp |
| Employer contribution / active EE | $2,171 | $3,103-30.0% | $3,870-43.9% | $2,757-21.3% |
| Participant deferral / active EE | $3,508 | $3,871-9.4% | $5,060-30.7% | $4,299-18.4% |
| Admin fee / account holder | $2,136 | $6,717-68.2% | $8,388-74.5% | $6,924-69.2% |