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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,092 | $107,666-32.1% | $102,184-28.5% | $154,746-52.8% |
| Participation rate | 87.5% | 83.7%+3.8pp | 82.6%+4.9pp | 80.7%+6.8pp |
| Annual return | 52.08% | 29.33%+22.8pp | 31.58%+20.5pp | 172.34%-120.3pp |
| Employer contribution / active EE | $0 | $3,846-100.0% | $3,594-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $10,516 | $8,719+20.6% | $8,309+26.6% | $6,730+56.2% |
| Admin fee / account holder | $1,767 | $12,943-86.3% | $11,609-84.8% | $14,365-87.7% |