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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,048 | $210,698-32.1% | $178,014-19.6% | $145,959-2.0% |
| Participation rate | 61.1% | 80.8%-19.7pp | 77.1%-16.0pp | 80.3%-19.2pp |
| Annual return | 14.85% | 386.27%-371.4pp | 294.80%-280.0pp | 561.95%-547.1pp |
| Employer contribution / active EE | $4,308 | $4,567-5.7% | $3,950+9.1% | $4,661-7.6% |
| Participant deferral / active EE | $10,770 | $6,958+54.8% | $6,276+71.6% | $6,689+61.0% |
| Admin fee / account holder | $16,549 | $12,016+37.7% | $10,362+59.7% | $13,398+23.5% |