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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,048 | $211,239-32.3% | $178,528-19.9% | $145,877-1.9% |
| Participation rate | 61.1% | 80.8%-19.7pp | 77.1%-16.0pp | 80.3%-19.2pp |
| Annual return | 14.85% | 30.22%-15.4pp | 27.11%-12.3pp | 551.28%-536.4pp |
| Employer contribution / active EE | $4,308 | $4,570-5.7% | $3,950+9.0% | $4,663-7.6% |
| Participant deferral / active EE | $10,770 | $6,963+54.7% | $6,278+71.5% | $6,691+61.0% |
| Admin fee / account holder | $16,549 | $12,095+36.8% | $10,419+58.8% | $13,402+23.5% |