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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 · EIN 47-1411118 | Advisory (Plan) | $62,626 |
Service code 37 · EIN 04-2647786 | Loan Processing | $5,674 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,464 | $106,264-18.6% | $147,117-41.2% | $77,762+11.2% |
| Participation rate | 58.8% | 78.4%-19.7pp | 82.2%-23.4pp | 70.6%-11.8pp |
| Annual return | 72.62% | 56.94%+15.7pp | 420.54%-347.9pp | 31.27%+41.4pp |
| Employer contribution / active EE | $2,220 | $4,074-45.5% | $4,932-55.0% | $2,728-18.6% |
| Participant deferral / active EE | $7,798 | $8,003-2.6% | $8,065-3.3% | $4,651+67.7% |
| Admin fee / account holder | $152 | $334-54.5% | $12,993-98.8% | $433-64.9% |