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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,794 | $180,749-94.0% | $160,784-93.3% | $137,256-92.1% |
| Participation rate | 90.0% | 80.0%+10.0pp | 77.0%+13.0pp | 80.0%+10.0pp |
| Annual return | 25.07% | 2234.46%-2209.4pp | 1803.92%-1778.9pp | 220.34%-195.3pp |
| Employer contribution / active EE | $1,577 | $4,155-62.0% | $3,733-57.7% | $4,156-62.1% |
| Participant deferral / active EE | $1,872 | $6,844-72.6% | $6,293-70.2% | $6,407-70.8% |
| Admin fee / account holder | $453 | $10,397-95.6% | $9,717-95.3% | $12,270-96.3% |