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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,760 | $136,860-81.9% | $120,344-79.4% | $154,746-84.0% |
| Participation rate | 50.0% | 79.9%-29.9pp | 76.7%-26.7pp | 80.7%-30.7pp |
| Annual return | 16.15% | 21.38%-5.2pp | 20.30%-4.2pp | 172.34%-156.2pp |
| Employer contribution / active EE | $2,322 | $3,533-34.3% | $3,020-23.1% | $4,379-47.0% |
| Participant deferral / active EE | $5,115 | $5,793-11.7% | $5,135-0.4% | $6,730-24.0% |
| Admin fee / account holder | $18,931 | $15,393+23.0% | $12,742+48.6% | $14,365+31.8% |