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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,070 | $111,878-49.0% | $93,727-39.1% | $145,897-60.9% |
| Participation rate | 88.9% | 74.2%+14.7pp | 68.7%+20.2pp | 80.3%+8.6pp |
| Annual return | 17.06% | 204.28%-187.2pp | 133.83%-116.8pp | 552.29%-535.2pp |
| Employer contribution / active EE | $7,120 | $3,092+130.3% | $2,421+194.1% | $4,663+52.7% |
| Participant deferral / active EE | $3,094 | $4,920-37.1% | $4,417-30.0% | $6,689-53.8% |
| Admin fee / account holder | $948 | $10,256-90.8% | $8,292-88.6% | $13,390-92.9% |