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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,028 | $91,760-46.6% | $156,181-68.6% | $67,986-27.9% |
| Participation rate | 70.5% | 65.0%+5.5pp | 78.8%-8.3pp | 57.2%+13.3pp |
| Annual return | 21.79% | 18.14%+3.6pp | 64.87%-43.1pp | 31.67%-9.9pp |
| Employer contribution / active EE | $4,044 | $2,419+67.2% | $4,294-5.8% | $2,019+100.3% |
| Participant deferral / active EE | $9,276 | $3,960+134.2% | $6,132+51.3% | $3,358+176.2% |
| Admin fee / account holder | $943 | $3,949-76.1% | $14,586-93.5% | $3,203-70.6% |