Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,001 | $85,515-77.8% | $112,040-83.0% | $67,986-72.1% |
| Participation rate | 30.3% | 68.2%-37.9pp | 76.5%-46.2pp | 57.2%-26.9pp |
| Annual return | 34.10% | 29.68%+4.4pp | 24.52%+9.6pp | 31.67%+2.4pp |
| Employer contribution / active EE | $748 | $2,191-65.8% | $2,954-74.7% | $2,019-62.9% |
| Participant deferral / active EE | $1,709 | $4,014-57.4% | $5,098-66.5% | $3,358-49.1% |
| Admin fee / account holder | $863 | $3,774-77.1% | $12,098-92.9% | $3,203-73.1% |