Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,387 | $201,344-88.4% | $184,243-87.3% | $145,877-84.0% |
| Participation rate | 66.7% | 87.5%-20.8pp | 86.8%-20.2pp | 80.3%-13.6pp |
| Annual return | 14.77% | 29.01%-14.2pp | 28.82%-14.0pp | 551.28%-536.5pp |
| Employer contribution / active EE | $2,922 | $7,022-58.4% | $6,427-54.5% | $4,663-37.3% |
| Participant deferral / active EE | $2,640 | $9,807-73.1% | $9,132-71.1% | $6,691-60.5% |
| Admin fee / account holder | $5,801 | $16,382-64.6% | $13,914-58.3% | $13,402-56.7% |