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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,257 | $102,429-72.4% | $147,096-80.8% | $80,925-65.1% |
| Participation rate | 94.1% | 75.9%+18.3pp | 82.2%+11.9pp | 67.7%+26.5pp |
| Annual return | 51.82% | 135.02%-83.2pp | 419.75%-367.9pp | 35.65%+16.2pp |
| Employer contribution / active EE | $5,419 | $3,716+45.8% | $4,936+9.8% | $2,756+96.6% |
| Participant deferral / active EE | $12,748 | $6,649+91.7% | $8,071+58.0% | $4,299+196.6% |
| Admin fee / account holder | $1,584 | $7,957-80.1% | $13,005-87.8% | $6,940-77.2% |