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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,257 | $102,422-72.4% | $147,117-80.8% | $80,959-65.1% |
| Participation rate | 94.1% | 75.9%+18.2pp | 82.2%+11.9pp | 67.7%+26.4pp |
| Annual return | 51.82% | 135.16%-83.3pp | 420.54%-368.7pp | 35.67%+16.2pp |
| Employer contribution / active EE | $5,419 | $3,717+45.8% | $4,932+9.9% | $2,757+96.5% |
| Participant deferral / active EE | $12,748 | $6,652+91.6% | $8,065+58.1% | $4,300+196.4% |
| Admin fee / account holder | $1,584 | $7,953-80.1% | $12,993-87.8% | $6,925-77.1% |