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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $7,370 |
Filed as: WILSHIRE ASSOCIATES INC (USA) Service code 26 · EIN 95-2755361 1299 OCEAN AVENUE · SANTA MONICA, CA 90401 | Advisory (Participants) | $5,703 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,806 | $62,686-3.0% | $178,505-65.9% | $77,762-21.8% |
| Participation rate | 100.0% | 66.9%+33.1pp | 77.1%+22.9pp | 70.6%+29.4pp |
| Annual return | 14.33% | 16.16%-1.8pp | 27.16%-12.8pp | 31.27%-16.9pp |
| Employer contribution / active EE | $3,141 | $1,914+64.2% | $3,955-20.6% | $2,728+15.2% |
| Participant deferral / active EE | $7,646 | $4,224+81.0% | $6,280+21.7% | $4,651+64.4% |
| Admin fee / account holder | $438 | $386+13.3% | $10,428-95.8% | $433+1.1% |