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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,595 | $154,754-69.9% | $124,206-62.5% | $138,895-66.5% |
| Participation rate | 66.7% | 75.5%-8.8pp | 69.6%-2.9pp | 79.9%-13.3pp |
| Annual return | 18.31% | 709.28%-691.0pp | 515.27%-497.0pp | 145.39%-127.1pp |
| Employer contribution / active EE | $2,805 | $4,446-36.9% | $3,540-20.8% | $4,194-33.1% |
| Participant deferral / active EE | $8,993 | $4,621+94.6% | $3,968+126.7% | $6,396+40.6% |
| Admin fee / account holder | $652 | $6,690-90.3% | $5,929-89.0% | $12,562-94.8% |