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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,631 | $100,139-91.4% | $85,187-89.9% | $145,884-94.1% |
| Participation rate | 22.2% | 74.1%-51.9pp | 67.5%-45.3pp | 80.3%-58.1pp |
| Annual return | 11.74% | 84.15%-72.4pp | 66.67%-54.9pp | 551.85%-540.1pp |
| Employer contribution / active EE | $423 | $3,238-86.9% | $2,732-84.5% | $4,662-90.9% |
| Participant deferral / active EE | $1,347 | $5,296-74.6% | $4,525-70.2% | $6,690-79.9% |
| Admin fee / account holder | $2,923 | $7,262-59.7% | $6,162-52.6% | $13,392-78.2% |